Four or Five years ago, I would have given NC a very high rating, maybe a 9. However, Phil has dragged his service into the same abyss that other scammers are mired in by adding different clubs and using misleading statistics to make people spend money on what he knows is an inferior product. I rate him a 6 still, because at least he does seem to feel bad when he loses and generally does try to give something back (through the debit card or free\discounted plays) if he does lose, and because of his publications, which are the best of any service as far as content and format (not necessarily selections...).
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