I guess I should give my rating as I am the one who started the thread.
Inasmuch as I put a lot of emphasis on honesty and truth of advertising as well the picks themselves, at this juncture, I would give the service a 3 out of 10 at this juncture. If Phil didn't mislead and misrepresent the overall record for THIS season as much as he does, I might give him a 4 or 4 1/2-no more.
The only reason I don't give it a 1 or a 2 for THIS season is because I respect other's opinions about the good information contained in his publications, which I don't read on a regular basis.
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